VP of Mortgage Lending
VA Home Loan Specialist
Stacey Angstead & Roxy Keleman
Area Manager | Sales Executive
Escrow Sales Manager
Clients looking for a smart mortgage consultant and a company that really cares go to Brett Korf and Guaranteed Rate Affinity for all their home financing needs. They can count on him to listen and understand their vision, and stay committed to doing what’s in their best interest. Brett knows that every client has different financial goals, so he takes the time to understand their vision in order to recommend smart mortgage solutions.
Stacey is very well respected amongst her peers, clients and consumers for her vast title knowledge, longevity in the business and dedication. Many have come to know her as the “title whisperer”.
Roxy is widely recognized as a leader and business pioneer in Southern California. In 1995, she founded the “W.I.N. Women’s Impact Network” organization. For her efforts to support the emerging business community, she garnished many local and national awards including the 1997 National Community Leadership Award (nationally televised), the 1998 Small Business Administration “Women in Business” Advocate of the Year, and 1997 North County Woman of the Year Award.
The buying and selling process can be an emotional journey. We are in your corner from start-to-finish to make sure those emotions are not stress and anxiety—but sheer delight at how easy we make the escrow process!
Integrated into our community and trusted by hundreds of real estate and financial service lending professionals, our team at Foundation Escrow has made YOU the primary driver in all that we do as a business. Centered in our core values of doing business, we offer unparalleled expertise and efficiency when it comes to managing your closing process.
A home warranty plan covers the repair or replacement of major parts of home systems and appliances, like your A/C system or your refrigerator, when they break down from due to normal wear and tear. Of course, like all home warranties, there are limitations and exclusions that apply.
1. Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
2. While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
3. These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.